Golden Public Relations

FHA to Delay Controversial Collection Rule

“The Federal Housing Administration rescinded and will delay a rule that as of April 1 prohibited borrowers with more than $1,000 in disputed collections accounts from getting a federally backed mortgage, according to a notice sent late Friday.” FHA postponed any decisions until July. They are saying they will take public comment from the following: lenders, builders … Continue reading →

Another FHA update, New Rule Will Result in Kicking Some Buyers Out

“The Federal Housing Administration announced that starting April 1 it will not insure mortgages to borrowers who have an ongoing credit dispute of $1,000 or more on their file. FHA’s new rule does not include disputed credit accounts from more than two years ago or any related to reported identity theft.”(source: realtor mag)  Even so, … Continue reading →

Veteran Benefits Fair

This past Saturday I had the wonderful opportunity to attend Fort Worth’s Veteran Benefits Fair.  The main goal in attending was to answer and assist our Veterans with any questions or concerns that they may have involving their mortgage needs. It was such a great experience! Especially from a professional standpoint, being able to help … Continue reading →

VA Loans

Scan the QR Code or visit: http://www.vatexasvetloans.com. If you’re needing a VA Loan or a VA Loan Specialist, please feel free to contact me!     

A New Trend in the Housing Market

February presented a new trend, a very positive trend, one that encourages the housing market. For the first time in 18 months, home prices are higher. “Prices in the 23 cities surveyed by the RE/MAX National Housing Report rose by 1.1% over February 2011.” It’s a slow climb, but a glimmer of positivity is worth … Continue reading →

The Best Part of My Job

I love closing day. There is nothing better than serving a family or an individual through the process of obtaining a  loan. The closing day is a landmark, whether it’s your first home or 50th, the level of service I provide and the joy I see never changes. It is such a wonderful thing to … Continue reading →

The Mortgage Approval Process, What Does it Look Like?

I get asked this question quite a bit. And with everyone, it looks differently, depending on their circumstance, however, here is a really good article, written by United Lending to better help define the general mortgage process. http://ulmtg.com/mortgage-101/mortgage-approval-process/

Originally posted on Lorraine, Your Realtor:
I feel many look at our local economy in sheer amazement. We aren’t thriving per se, but we are definitely way above water. I love reading about real estate, the current market, etc. I came across this article, and loved it. I will summarize it, in case you aren’t…

Cuts on Refinance Costs for Mortgages, Can You Take Advantage?

Finally! Some long awaited cuts on refinance costs. “Borrowers with some federally insured mortgages will be able to refinance into lower interest rate loans.” The new fees are only for borrowers whose FHA loans were given before June 1, 2009. This means, anywhere from 2 to 3 million issues can take advantage of the cut … Continue reading →

What You Should be Investing In, It’s not Stock

You may have heard, but investments are sticky right now. The economy is still too unstable and many don’t want to trust the stock market, so, don’t. Investors have their eye set on property. Really, really low-priced property. But it’s worth your time and money. These homes, once highly esteemed, were some of the hardest … Continue reading →